top of page

Insurances I take

I am in-network with Aetna and Cigna and accept other insurance on an out-of-network (OON) basis. Using OON benefits for therapy can be cost saving; insurance often reimburses a significant portion (35-80%) of session cost, so your final OON expense may be similar to or less than in-network care.  If you don’t know how to determine your benefit I can help.

 

Fees out-of-network

Individual Session: $175      Couples Session: $200

I offer students a sliding scale rate.

 

Payment method

I accept Zelle, credit card, and ACH bank transfer. If you have HSA, FSA, or HRA benefits, you can use these for payment. I’ll provide you with a paid invoice for reimbursement.

Using your Employee Assistance Program (EAP)

An EAP program is a work-based benefit offering free, time-limited support for employees to handle personal or work-related challenges. I’m contracted with Cigna, Charles Nechtem, Concern, and ESI, to help corporate-based professionals manage the stress of working in high-stakes industries. Check your company’s insurance benefit to see if you have an EAP.

© 2026 by Michele Frank, LCSW 

bottom of page